Our new address is:
7601 Jefferson St. NE, Ste. 380
Albuquerque, NM 87109
Effective 11/4/2025, Required by NMPIP Guidelines & Operating Procedures Section I, Subsection 9, the applicant must submit an affidavit signed by the applicant and the applicant’s licensed insurance producer with the original application for insurance, and again at renewal, that the applicant’s licensed insurance producer has received a declination of binding insurance for the applicant’s property from the voluntary insurance market.
If you have any questions regarding the signing process for the Insured and Producer Affidavit, please contact the New Mexico Property Insurance Program for further instructions.
The New Mexico Property Insurance Program, (hereafter referred to as "the Program") is the underwriting association for the New Mexico F.A.I.R. Plan (Fair Access to Insurance Requirements). The New Mexico FAIR Plan Act which is contained in Article 29 the New Mexico Insurance Code was enacted by the legislature to provide essential property Insurance to responsible and qualified applicants in the State of New Mexico who are unable to secure such insurance in the normal market. Under the FAIR Plan Act, all insurers licensed to write and writing essential property insurance are required to become and remain a member of the New Mexico FAIR Plan and the Program and subscribe to the articles of agreement on file in the superintendent’s office. The New Mexico FAIR Plan and Program are subject to approval and regulation by the Superintendent of Insurance.
The Program is a not-for-profit association writing property insurance business in the State of New Mexico. The Program is not authorized to appoint agents. The applicant may apply for coverage by choosing a representative or an insurance agent to act on the applicant’s behalf.
We only write property insurance for dwellings and commercial property. We issue all policies in our office on our own NMPIP paper. All applications are underwritten by our own employee’s. We use a TPA to manage claims utilizing independent adjusters throughout the state of New Mexico.
